9.26.2008

This would ROCK!

Wanna fix the economy? I just got this email forwarded to me, I think this is a spiffy idea. I also agree that it would greatly help our economy. I would LOVE to hear your thoughts.

I'm against the $85,000,000,000.00 bailout of AIG. Instead, I'm in favor of giving $85,000,000,000 to America in a We Deserve It dividend. To make the math simple, let's assume there are 200,000,000 bonafide U.S. Citizens 18+. Our population is about 301,000,000 +/- counting every man, woman and child. So 200,000,000 might be a fair stab at adults 18 and up..

So divide 200 million adults 18+ into $85 billion that equals $425,000.00.

My plan is to give $425,000 to every person 18+ as a
We Deserve It dividend. Of course, it would NOT be tax free. So let's assume a tax rate of 30%. Every individual 18+ has to pay $127,500.00 in taxes. That sends $25,500,000,000 right back to Uncle Sam. But it means that every adult 18+ has $297,500.00 in their pocket.

A husband and wife has $595,000.00.
What would you do with $297,500.00 to $595,000.00 in your family?

Pay off your mortgage - housing crisis solved.
Repay college loans - what a great boost to new grads
Put away money for college - it'll be there
Save in a bank - create money to loan to entrepreneurs.
Buy a new car - create jobs
Invest in the market - capital drives growth
Pay for you r parent's medical insurance - health care improves
Enable Deadbeat Moms and Dads to come clean - or else

Remember this is for every adult U S Citizen 18+ including the folks who lost their jobs at Lehman Brothers and every other company that is cutting back. And of course, for those serving in our Armed Forces.

If we're going to re-distribute wealth let's really do it...instead of trickling out a puny $1000.00 ( 'vote buy' ) economic incentive that is being proposed
by one of our candidates for President.

If we're going to do an $85 billion bailout, let's bail out every adult U S Citizen 18+!

As for AIG - liquidate it.
Sell off its parts. Let American General go back to being American General.
Sell off the real estate. Let the private sector bargain hunters cut it up and clean it up. Here's my rationale. We deserve it and AIG doesn't. Sure it's a crazy idea that can 'never work.'

But can you imagine the Coast-To-Coast Block Party! How do you spell Economic Boom? I trust my fellow adult Americans to know how to use the $85 Billion We Deserve It dividend more than I do the geniuses at AIG or in Washington DC ....
And remember, The Birk plan only really costs $59.5 Billion because $25.5 Billion is returned instantly in taxes to Uncle Sam. Ahhh...I feel so much better getting that off my chest.

Kindest personal regards,

A Creative Guy & Citizen of the Republic

PS: Feel free to pass this along to your pals as it's either good for a laugh or a tear or a very sobering thought on how to best use $85 Billion!!

14 comments:

Anonymous said...

This would never work. More than half the US population would quit working once they got their check. Lazy Americans would be the problem.

Nicknameless said...

LOL. Half of us don't really work anyway. I am sitting on my couch surfing the net & making a flyer or business card every once and a while.

It would still be better than giving it to a company who obviously couldn't handle their finances. BTW I know they aren't 'giving it' to them.

I would build a new house, and buy two good low gas mileage cars. Then put the rest in savings. Well, I might go on a vacation too.

I stand by my 'It would Rock' statement.

Anonymous said...

oh, i think it would be great (for the sensible human). however, consider that most people would get the money and say, "damn, this is 10 years worth of salary, guess i don't have to work".

Anonymous said...

Someone's really...REALLY...bad at math. $85 billion divided by 200 million people is $425 for each person, no where near $425,000. Sure, $425 would be nice, but wouldn't help the failing economy near as much as getting these financial institutions solvent again.

Nicknameless said...

Damn, I didn't check the math. I just got the email and thought it sounded awesome.

jajohnso said...

We aren't giving AIG the money outright.

We're granting that corporation access to a $85 billion revolving credit facility (essentially a credit line) with an interest rate based on three-month Libor plus 8.5% (which adds up to 11.4% at present).

In return we receive 79.9% equity interest in the company, along with voting rights (essentially, we now largely own and can direct AIG).

Ryan The Intern said...

[ ] Tits
[ ] GTFO

Anonymous said...

We are also doing a semi- buyout for Australia ( a little north of a couple billion) also with interest. Give it 10 years (Japan did this in 97ish) and we are strong. This will also be paid back w/interest over a period of time so no outrageous bonuses for a few years for these financials' ceos.

Anonymous said...

Wow maybe missed the mark with dick and farts jokes .. we are turning this blog into a financial blog STAT

jajohnso said...

Good catch, Josh: My post was so full of typos that it hardly make sense. I put it through Wordperfect spellcheck, and here's what I meant:

"We aren't giving AIG the DICK outright.

We're granting that corporation access to a $85 billion revolving FART facility (essentially a DICK FART) with a FART rate based on three-FART Libor plus 8.5% (which adds up to DICK at present).

In return we receive 79.9% DICK interest in the FART, along with FARTing rights (essentially, we now largely FART and can direct DICK)."

And another "Good Catch" to the Intern; it seems my HTML was slightly flawed, as the following link was omitted, which was truly the linchpin of the entire post: Click Here

Nicknameless said...

I was just commenting on how awesome it would be to get that kind of check in the mail. I didn't mean to turn the blog into a boring financial talk.

jajohnso said...

Finance isn't always boring.

YESH said...

Oh no..anything to get 13 comments is a good thing.

Nicknameless said...

I feel popular with all these comments. I didn't think anyone was really reading my shit.